The holidays may be over; however, online purchases continue to rise. 2020 taught the world that not only is shopping online safer, but also convenient. Even though this way of shopping is easier for most, there are some risk factors that consumers should be cautious of before making that online purchase.
Here are some tips to help you safely shop online:
Purchase from reputable merchants
Do your research. Regardless if you’re purchasing from a small business or a larger corporation, do your research. Reading some reviews before making a purchase could save you a lot of money and frustration.
Confirm legitimate websites
We all can agree our social media timelines are currently flooded with holiday photos and advertisements. Before “swiping up,” confirm the company is reputable before entering your personal information. If the deal seems too good to be true, then it probably is.
Shop with credit cards
When shopping online, try using your credit cards rather than your debit cards. Majority of credit card companies have fraud protection plans and put zero accountably on the consumer. Shopping with a debit card that is linked to your personal financial accounts may open the door for other possible fraud or scam situations.
Routinely check your financial statements
Scam artists have a tricky way of hacking your information without you realizing at first. Routinely check your bank and credit card statements. If you do see an issue, contact your financial institution or credit card company immediately.
If you see an issue with your account, you can reach our Member Support Center by:
- Call: 570-961-5300
- Email: email@example.com
- Message via Digital Banking