Taco Credit Score - NET Credit Union
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Let’s Taco ’bout Credit Score

Let’s Taco ’bout
Credit Score

Your credit score is like a tasty taco.
Treat it with care, and it won’t fall apart.

10% New Credit

Are you frequently opening new accounts?
Be cautious. Providing you Social Security number when opening fresh credit can negatively impact your score.

10% Credit Mix

How many different accounts do you have?
Sprinkle your credit, don’t be shy. FICO likes to see that you can manage various accounts.

15% Length of
Credit History

How long have you been using credit?
Your credit score ripens over time.
Establish it Early.

30% Amount Owed

Are you maxing out your credit cards?
Don’t burn up your available credit. Sizzle down your balance by paying more than you spend.

35% Payment History

Are you paying your bills on time?
We mean ALL of them. And by “on time”, we suggest two days early. This is the largest part of your credit score, don’t let it crack.

10% New Credit

Are you frequently opening new accounts? Be cautious. Providing you Social Security number when opening fresh credit can negatively impact your score.

10% Credit Mix

How many different accounts do you have? Sprinkle your credit, don’t be shy. FICO likes to see that you can manage various accounts.

15% Length of
Credit History

How long have you been using credit? Your credit score ripens over time. Establish it Early.

30% Amount Owed

Are you maxing out your credit cards? Don’t burn up your available credit. Sizzle down your balance by paying more than you spend.

35% Payment History

Are you paying your bills on time?
We mean ALL of them. And by “on time”, we suggest two days early. This is the largest part of your credit score, don’t let it crack.

The higher the credit score, the more money you’ll save!

 

Need help raising your credit score? Interested in refinancing or consolidating your debt? We may be able to help raise your credit score, lower your monthly payments & eliminate high-interest credit card debt!

Need to increase your score?

Did you know it takes about 90 days to increase a credit score?

Becoming a homeowner?

Thinking of buying a house? You’ll need at least a 630 credit score to be approved with NET. 

Have credit card debt?

You can lose a total of 15 points for opening a retail card the next time you’re shopping.

Is your Taco Falling Apart? Let Us Help!

Is your Taco Falling Apart? Let Us Help!

Credit Score Analysis

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