Digital Checking - NET Credit Union
(844) 220-7845

Digital Checking Account

A Checking Account to fit your busy lifestyle.

Apply for Checking Account

Free Digital Banking

Large ATM Network

Overdraft Privilege

Direct Deposit**

If you typically manage your finances digitally rather than visiting a branch to perform transactions, a Digital Checking Account may be the best option for you! NET’s Digital Checking Account allows you to manage your money without ever entering a branch. This account includes increased rates on balances up to $10,000, refunded ATM Surcharges, cash back on debit card purchases & more! 

A NET checking account gives you the freedom to manage and access your money through checks, a debit card or Digital Banking. It’s built for your convenience and with your busy lifestyle in mind! Access your accounts anytime, anywhere conveniently with NET Credit Union’s Digital Banking. If you’re connected to the Internet, you can connect to NET Credit Union from your computer, tablet, mobile device, or even a compatible smart watch.

Benefits of a Digital Checking Account

  • Get your paycheck up to 2 days early** with Direct Deposit!
  • No Maintenance Fees
  • Digital Banking
  • Free Debit Card
  • Automatic Overdraft Protection from Savings
  • Surcharge Fee Free with CU$ Network – Find ATM
  • Check boxes available

About Digital Checking

Monthly Qualifications

  • A NET Membership.
  • Minimum of 15 debit card transactions per month.***
  • $500 minimum monthly deposits into checking account.
  • Registered for eStatements.


  • Surcharge Fee Free in CU$ Network + Up to $12 refunded for foreign ATM fees, deposited into Digital Saver.
  • Round-Up Feature to Build Savings
  • 1% Cash back on qualified debit card purchases – Up to $10 Deposited in Digital Saver.
  • Tiered Overdraft Protection Refund – Max $100 – Deposited in Digital Saver.
  • Higher Rate on Checking – Up to $10,000.
  • Higher Rate on Digital Saver – Up to $10,000.

So Many Ways to Pay

When you have a checking account with NET, you have access to several different payment options!

Looking to Start Saving?

older man on the phone taking notes to better his banking
Savings Account

Whether you’re looking to save for a rainy day  or a special occasion, a NET Credit Union savings account can help you meet your financial goals.

Mom, Dad, Son, and Daughter enjoying their family time together
Vacation & Holiday Clubs

A stress free way to meet your savings goals. Clubs are a great way to keep your budget on track and prevent charging up your credit cards.

Reach Us

Our headquarters are here in Scranton; but with our ATM network, digital banking and mobile app – we’re conveniently where you need us.

119 Mulberry Street
Scranton, PA 18503


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Need Help Choosing The Right Checking Account?

*Benefits & Rewards are only earned if qualifications are met on a monthly basis. If monthly qualification have been met, payments will be received at the end of each month.

**Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Subject to change at any time.

***Minimum of 15 debit card transactions posted each month (excluding ATM) and must receive monthly statements electronically.