*Annual percentage rate. Rates as low as 3.74% APR for 2 years. Fixed rates as low as 3.74% APR reflect a .25% discount with automatic loan payment. Offer good from 7/1/19 through applications received by 7/31/19. Rate based on creditworthiness and age and value of the vehicle. 3.99% APR is for 2 years without automatic loan payment. Per $1,000 borrowed at 3.99% APR is for 2 years without automatic loan payment. Per $1,000 borrowed at 3.99%; 24 months is $43.44 per month. Refi does not include current NET loans. Other terms and rates are available. Inquire at NET Credit Union for complete terms and conditions. Subject to membership eligibility. Equal opportunity lender. Terms of program subject to change. Limited time only. Federally insured.