Cozy Up to a Good Credit Score
Cozy Up to a Good Credit Score
Your credit score is like a cozy cup of coca, we’ll help you get the perfect mix.
10% New Credit
Marshmallows
It’s tempting to throw in one more account, but be careful…unlike marshmallows quickly melting away, opening a new card could negatively impact your credit score for one year.
10% Credit Mix
Chocolate
A few extra chips in your hot cocoa could really make it that much tastier! Likewise, FICO likes to see that you can balance a few different account types.
15% Length of History
Sugar
Stir it in slowly, take your time – we don’t want lumps. The longer your credit history, the more favorable to your score.
30% Amount Owed
Cocoa
Are you using all of the heat? Don’t burn up your available credit. Allow it to sit as you pay down more than you spend.
35% Payment History
Milk
Use the milk before the expiration date, and pay your bills before their due date. We suggest two days early. This is the largest part of your credit score don’t let it spoil.
10% New Credit
Marshmallows
It’s tempting to throw in one more account, but be careful…unlike marshmallows quickly melting away, opening a new card could negatively impact your credit score for one year.
10% Credit Mix
Chocolate
A few extra chips in your hot cocoa could really make it that much tastier! Likewise, FICO likes to see that you can balance a few different account types.
15% Length of History
Sugar
Stir it in slowly, take your time – we don’t want lumps. The longer your credit history, the more favorable to your score.
30% Amount Owed
Cocoa
Are you using all of the heat? Don’t burn up your available credit. Allow it to sit as you pay down more than you spend.
35% Payment History
Milk
Use the milk before the expiration date, and pay your bills before their due date. We suggest two days early. This is the largest part of your credit score don’t let it spoil.
The higher the credit score, the more money you’ll save!
Need help raising your credit score? Interested in refinancing or consolidating your debt? We may be able to help raise your credit score, lower your monthly payments & eliminate high-interest credit card debt!
Need to increase your score?
Becoming a homeowner?
Have credit card debt?
Is your cocoa getting cold? Let’s warm it up!
Credit Score Analysis
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