Loan Rates

The loan rates below are our risk-based lending rates now in effect at NET Credit Union and are As Low As, based on your credit score.  Did we raise your credit score yet? Ask today if we can raise your credit score before you apply. We also encourage you to shop for the BEST RATE, then NET would like the opportunity to BEAT YOUR RATE. 

LOAN TERM ANNUAL PERCENTAGE RATE PAYMENT EXAMPLE PER $ 1,000 BORROWED
24 As low as 2.99% $43.00
36 As low as 2.99%  $29.10
48 As low as 2.99%  $22.14
60 As low as 2.99%  $17.98
72 As low as 3.49%  $15.42
84 As low as 3.99%  $13.68
(Minimum monthly payment of $100.00)
LOAN TERM ANNUAL PERCENTAGE RATE PAYMENT EXAMPLE PER $ 1,000 BORROWED
36 As low as 3.59% $29.36
60 As low as 3.99% $18.42
84 As low as 4.69% $14.00
120 As low as 4.99% $10.32
180 As low as 5.69% $8.28
(Minimum monthly payment of $100.00)
Current APR is 4.25% and is variable based on Wall Street Journal Prime rate. Maximum APR is 15.00%
The variable rate may be increased after consummation.
(Minimum monthly payment of $50.00)
LOAN TERM ANNUAL PERCENTAGE RATE PAYMENT EXAMPLE PER $ 1,000 BORROWED
24 As low as 8.99% $45.70
48 As low as 9.99% 25.38
60 As low as 10.99% 21.76
LOAN TERM ANNUAL PERCENTAGE RATE PAYMENT EXAMPLE PER $ 1,000 BORROWED
24 As low as 4.25% $43.56
36 As low as 4.25% 29.64
48 As low as 4.50% 22.82
60 As low as 4.75% 18.76
72 As low as 4.75% 16.00
84 As low as 5.00% 14.14
96 RV and Boats Only As low as 5.25% 12.78
108 RV and Boats Only As low as 5.50% 11.78
120 RV and Boats Only As low as 6.00% 11.12
(Minimum monthly payment of $50.00)
LOAN TERM ANNUAL PERCENTAGE RATE PAYMENT EXAMPLE PER $ 1,000 BORROWED
12 As low as 5.99% $86.12
24 As low as 6.99% 44.8
60 As low as 7.99% 20.28
(Minimum monthly payment of $50.00)
LOAN TERM ANNUAL PERCENTAGE RATE PAYMENT EXAMPLE PER $ 1,000 BORROWED
1 to 6 months 28.00% 1 Month = $ 1,023.78;  6 Month = $ 180.70

Have questions? Want more information?? We want to help…

All rates are subject to change without notice. APR = Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. Rates are current as of 9/1/2017. Various terms available.

Vehicle/Motorcycle/Recreational/Power Sport/Utility/RV/Boats – Term of the loan is subject to minimum amounts financed. For example, for a 60 month term, the minimum amount financed is $10,000.