Secured Card - NET Credit Union
(844) 220-7845

Why apply?

No Annual Fee




No Cash Advance Fee

No Balance Transfer Fee

Low Rate

If your credit isn’t perfect or you don’t have much of a credit history, we have a credit card solution just for you. A NET secured VISA card allows you to enjoy the flexibility and every day benefits of VISA using secured funds from your NET Credit Union account. A secured credit card will give you all the benefits and low rates of our traditional VISA card and will actually help you improve your credit rating if you make all of your payments on time. With a secured credit card you can make purchases you need without the added expense of a high interest rate or excess fees. If you’ve hit a rough patch in your credit, a NET secured credit card can help you get back on track. You can apply quickly and securely right online.

Contactless Pay 

Safe, Secure, Stress Free

  • Highly Secured 
  • Protects against Fraud 
  • Pay in Seconds, Just Tap & Pay 

Benefits of a Secured Credit Card

  • Transfer the balances of other credit cards – 2.99% APR* for 6 months**
  • No annual fee
  • No transaction fee
  • No cash advance fee
  • No balance transfer fee
  • No credit history needed to qualify
  • No minimum interest charge
  • Low credit card rate
  • Easy ATM access for quick cash using your VISA card
  • Credit card protection with VISA purchase alerts
  • EMV chip for enhanced security
  • Manage your account online and access information 24/7  at
  • Card works with Google Pay™, Apple Pay™ and Samsung Pay™

Easy to manage, convenient, safe & secure

Access to your NET Credit Union Visa Credit Card Account information is available 24 hours a day online. View your account balance, available credit, statements and transactions. In addition, you can make payments automatically online or at our branch.

Pay down higher interest credit card balances

Take advantage of our low 2.99% APR* introductory limited time balance transfer rate to pay down your higher interest cards now.

Sign up for VISA Purchase Alerts

Set transaction alerts for amount thresholds, international transaction or telephone or online orders.

EMV Chip protected

Net Credit Union credit cards all come with EMV chip technology. Feel secure and enjoy enhanced security when using your card domestically and internationally when using chip enabled terminals

Access cash at an ATM

Use your secured credit card to get cash safely, quickly and conveniently at an ATM near you. You will pay no ATM fees when using your VISA card at any NET Credit Union or CU$ ATM.

Find a complete list of CU$ ATMs in Pennsylvania

** All Credit Cards subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. Balance transfer rate fixed for 6 months from transfer date. Then, variable rate based on creditworthiness. Limited time only.