Short Term Small Loans
NET Credit Union short-term small loans are ideal for short-term cash needs. If you find yourself in a sudden need for quick cash to make a vehicle repair, buy a new refrigerator or help with an emergency expense, a short-term loan can be the answer. When you’re in the market for a short-term loan, we realize you need it quickly, so we have a simple, no-hassle application process and fast approvals.
Features of a Short-Term Small Loan
- 1 – 6 month term
- Maximum loan amount: $1,000
- Minimum loan amount: $200
- Interest Rate: 28%
- Monthly payment will be $180.70
- Simple Interest
- Non-refundable application fee: $20
- Must be an established member for 180 days with an active account**
- No more than 3 within a 12 month period
- Amount restrictions do apply
- Provide 6 months consecutive income/employment and Valid ID
Apply Online or in Person at a NET Credit Union Branch (Scranton or Olyphant)
You will need: Your driver’s license and your most current pay stub and one for each month for six consecutive months.
Short Term Loan Application
At NET, we provide the peace of mind of knowing that our short-term small loan can put cash in your pocket for any need with no collateral. Whether you need funds for a quick tuition payment, a medical expense, holiday purchases or maybe just a weekend getaway, we have the loan solution you need. Our loans are designed to ensure you have the funds you need for anything life brings your way.
Apply in person today at our Scranton or Olyphant office. Need to speak to a loan representative? Call 570-961-1100
Make sure your borrowing with the best financial knowledge
Disclosure: For a $1,000 loan for a term of 6 months with an 28% APR, the monthly payment will be $180.70. The rate will not be increased after consummation.