Student Loans

The price of higher education has skyrocketed. The process to receive funding overwhelms many students. The following steps may help take some of the pressure off of you.

  • FAFSA (Free Application for Federal Student Aid) – This is the first step you must complete every year of higher education. Your parents need to fill this our before applying for Federal or private school loans. This application must be completed by May 1st of each year.
  • Federal Direct Loans – This loan can be applied for directly through the US Government website. Check with your school financial aid or visit the US Government website.
  • Credit Union Student Choice – This private loan fills the gap needed after Federal Loans are exhausted and is held by NET Credit Union.

NET Credit Union now offers student loans to help you fill the funding gaps that federal aid can leave behind. By partnering with other credit unions to form Credit Union Student Choice, we are able to offer members lower cost financing options that will help you or a family member achieve your dream of a higher education.

This loan is truly designed with your best interest in mind and offers lower loan rates, zero origination fees and more flexible repayment options.

Call our Loan Department at 570-961-5300 for information about Student Loans through CU Student Choice.

For questions regarding existing CU Student Choice loans, please call 1-800-723-2210.

Fill out your FAFSA before May 1

Students remind your parents to file your FAFSA (Free Application for Federal Student Aid). They need to be completed every year you attend school.

Federal Stafford, Federal Parent Plus, and Federal Graduate Plus Loans

Any questions regarding existing student loans, call 1-800-692-7392.

Any new Federal Stafford, Federal Parent Plus, and Federal Graduate Plus Loans are now applied for through the Federal Government. Students should contact your financial aid office for information.

**All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications.

Do you want to educate yourself on student loans for FREE?

Come to our FREE Student Loan Seminars at our Mulberry St. Branch in Scranton!

The presentations will take place in our 1st Floor Training Room.

RSVP today!

Student Loan Seminars at NET

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Take control of your student loan debt and combine multiple student loans into ONE convenient payment!

With our Student Loan Refinance Solution, you can refinance and consolidate both private and federal student loans, setting up one convenient payment and potentially lowering your rate*. Refinance your private and/or federal student loans, including PLUS loans, and borrow up to $125,000.

Experience the benefits:

· Great low rates

· Easy online application

· No origination fees

· No pre-payment penalties

· Rate discount for automatic electronic payment

Apply online today, or simply visit our Student Choice website for more information.

*Subject to qualification and additional criteria, including graduating from an approved school.

IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans, including interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.