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Welcome Home

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Welcome Home

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Receive up to

$5,000*

towards your down payment and closing
costs on your first home loan.

Qualifications

Qualified first-time homebuyers can use Welcome Home Mortgages toward down payment and closing costs. Each prospective homebuyer must:

 

  • Be a first time home buyer
    • You have not owned a home in the past three years.
    • You and your spouse have not owned a home together in the last three years.
    • You owned a home when you were married, but you are now buying a home as a single person.
  • Have a household income of no more than 80% of your area’s median income
  • Contribute personal funds as part of the down payment and closing costs
  • Complete at least four hours of homeownership counseling, including the topic of predatory lending, prior to the purchase of the home
  • If a student, work at least 30 hours a week

Welcome Home Mortgage Application

Please don't submit secure information.
  • RelationshipDate of BirthIncome of Individual 

Reach Us

Our headquarters are here in Scranton; but with our ATM network, online banking and mobile app – we’re conveniently where you need us.

119 Mulberry Street
Scranton, PA 18503

570.961.5300

bank@netcreditunion.com

Please don’t send secure information

Looking for more information?

*You could receive $ 3 for every $ 1 you put towards your down payment and closing costs up to $ 5,000.  Recipients must be first-time homebuyers and have a household income of no more than 80% of your area’s median income.  First Mortgages only.  Must meet credit requirements, membership eligibility requirements and all first-time home buyer requirements of this promotion.  All loans subject to approval.  Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications.