Insurance

Insurance for NET Credit Union Members Only

$1000 of TruStage Accidental Death and Dismemberment Insurance Coverage is Yours.

One of the benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

But you must sign-up for it.

You can get $1000.00 of coverage, paid for by your credit union (provided by CMFG Life Insurance Company). You can also get up to and additional $300,000.00 AD&D coverage from CMFG Life at affordable rates.

AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Simplify your search for affordable health care.

The federal open enrollment period for health insurance may – or may not be now closed; however, some major life changes could qualify you to buy health insurance.

  • Family changes like getting married or the birth (or adoption) of a baby
  • Loss of health coverage from your employer

Events like these (and others) mean you may have 60 days to buy health insurance or you could miss your opportunity.

The TruStage Health Insurance Program with GoHealth can help. Simply call 1-888-416-2166 to get started or visit https://www.trustage.com/health/get-started

TSH-1116640.1-0215-0317 © TruStage, 2015. All rights reserved.

The TruStage™ Health Insurance Program is made available through TruStage Insurance Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates in all states with the exception of Massachusetts, Hawaii, Vermont and Rhode Island. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

 

Get Your Free Health Insurance Quote:

Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You can enjoy discounted rates combined with online convenience and 24/7 claims service.

TruStage Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Life Insurance Plans

Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. These plans are designed to fit your budget and provide excellent coverage.

 

Or call 1-855-612-7909 for more information.

TruStage Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Protection for your NET Credit Union Loan Products

What if your vehicle is stolen or a total loss?

Most cars depreciate by thousands of dollars as soon as they are purchased. If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, the gap between your insurer’s settlement and your loan balance. That gap will come out of your pocket for a vehicle that no longer exists.

You can protect yourself by signing up for GAP or GAP+ when you apply for your vehicle loan.

There is no underwriting, no red tape, and no hassles.

GAP provides security for financial loss.

Choose the best option for you:

GAP

$399
  • Protection for the term of your loan up to 84 months
  • Coverage for vehicles valued up to $100,000 at the time of purchase
  • Payment benefits up to $50,000
  • Coverage for auto insurance deductibles as part of the GAP claim settlement up to $500 and where allowed by law
  • Benefits for new or used vehicles
  • Maximum coverage of 125% Loan-to-Value
  • Deductible assistance of $500 maximum, including multi-vehicle protection

GAP+

$499
  • Protection for the term of your loan up to 84 months
  • Coverage for vehicles valued up to $100,000 at the time of purchase
  • Payment benefits up to $50,000
  • Coverage for auto insurance deductibles as part of the GAP claim settlement up to $500 and where allowed by law
  • Benefits for new or used vehicles
  • Maximum coverage of 125% Loan-to-Value
  • Deductible assistance of $500 maximum, including multi-vehicle protection
  • Up to $1,000 down payment credit toward a replacement vehicle when financed by NET.

Help Preserve Your Standard of Living.

Whether you’re taking out a loan to make home improvements or to buy a vehicle, it can be a financial gamble because things happen, life happens. You’re betting you can pay back your loan and won’t lose your job (due to no fault of your own), or become disabled (due to injury or illness), or pass away, leaving your family responsible for your loan balance.

Play it Safe

Debt Protection is a voluntary loan-payment protection that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements ease the enrollment process.

Ask about protecting your loan payments.

If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), Debit Protection will cancel or reduce repayment on your loan debt. Help lessen your worries about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging.

Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war

Debt protection is a debt protection product offered by NET Federal Credit Union. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact an NET Federal Credit Union loan officer for additional information on benefit maximums, eligibility, limitations, and a copy of your contract.

Contact us for more information on this product by phone: 570-961-5300; or email: info@www.netcreditunion.com

**All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications.

For more information, please contact our Loan Department: 570.961-1100