(844) 220-7845 info@netcreditunion.com

Loan Rates

The loan rates below are our risk-based lending rates now in effect at NET Credit Union and are As Low As, based on your credit score. Did we raise your credit score yet? Ask today if we can raise your credit score before you apply. We also encourage you to shop for the BEST RATE, then NET would like the opportunity to BEAT YOUR RATE.

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Auto Loans

Loan TermAnnual Percentage Rate as Low asPayment Example Per $1000 Borrowed
243.99%$43.44
364.19%$29.62
484.39%$22.76
604.59%$18.70
724.99%$16.12
845.29%$14.28

Fixed Rate Home Equity Loans (First and Second Lien)

Loan TermAnnual Percentage Rate as Low as:Payment Example Per $1,000 Borrowed
363.99%$29.54
604.29%$18.56
844.69%$14.00
1204.99%$10.62
1805.59%$8.24

Home Equity Line of Credit

(Minimum monthly payment of $50.00)
Rate is variable and based on Wall Street Journal Prime Rate. Prime Rate is 5.50% as of 12/21/2018. Maximum APR is 15.00%.
The variable rate may be increased after consummation.

Personal Loans

Loan TermAnnual Percentage Rate as Low as:Payment Example per $1,000 Borrowed
2410.99%$46.62
4810.99%$25.86
6010.99%$21.74

Recreational Vehicle Loans

Loan TermAnnual Percentage Rate as Low as:Payment Example Per $1,000 Borrowed
244.75%$43.84
365.00%$30.02
485.50%$23.30
605.75%$19.26
726.00%$16.60
846.25%$14.76
966.50%$13.42
1086.75%$12.42
1207.25%$11.78

Shared Secured Loans

Loan TermAnnual Percentage Rate as Low as:Payment Example Per $1,000 Borrowed
125.99%$86.10
245.99%$44.34
605.99%$19.42

Short Term Small Loan

Loan TermAnnual Percentage Rate as Low as:Payment Example Per $1,000 Borrowed
1 month28.00%$1023.78
6 months28.00%$180.70

1st Mortgages

Credit Cards

Card TypeRate as Low as:
Platinum7.99%
Rewards8.99%
Student12.99%
Secured12.99%

All rates are subject to change without notice. APR: Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. Rates are current as of 5/12019. Various terms available.

Vehicle/Motorcycle/Recreational/Power Sport/ Utility/ RV/ Boats- Term of the loan is subject to minimum amounts financed. For example, for a 60 month term, the minimum amount financed is $10,000.