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Fraud Prevention Tips

Tips for keeping your information on lockdown.

Secure Information

Be sure to only share this information with a reliable and credible source.

Social Security Number (SSN)

Bank Account Numbers

Credit Card Information

Address

Full Name

Public Safety

Phone Calls or Texts

Avoid sharing secure information over the phone where others can hear you.  You never know who may be paying attention.

When replying to text messages be sure you are texting a credible number.

Online

Avoid entering secure information online using public WIFI, such as logging into a bank account or filling out financial documents.

Routine Checks

Routinely check your bank and credit card statements. Scam artists have a tricky way of hacking your information without you realizing at first.  If you do see an issue, contact your financial institution or credit card company immediately.

Emails

Keep an eye out for offers that seem too good to be true. Never open a link or download a PDF from a sender you are unfamiliar with. If an email link seems suspicious but you’re not sure, open your browser and go to the website directly.

Credit or Debit Cards

Check for scanning devices that steal your credit card information before swiping. Be sure to enter your pin as privately as possible.

Shopping

Whether it’s online or in-store be sure you are shopping with reputable mercahnts. An extra precation could be to use your credit card rather than your debit card. Majority of credit card companies have fraud protection plans and put zero accountably on the consumer.

Fraud Tips Blog

Be Cautious Where You Swipe

The holidays are here, which ultimately comes along with shopping lists, emails, social media advertisements and mailers with multiple holiday offers. The holiday season is not only filled with gifts, family gatherings and appreciation for loved ones, but it is also...

Be Cautious of What You Cash

Unsolicited check fraud is on the rise. Did you ever receive a check in the mail that you were not expecting? These checks could look like a rebate check or a refund for an overpayment. Before opening your banking app to deposit it or running to your financial...

Say Goodbye to Vishing

As the use of technology increases, fraudulent acts continue to stay on the rise. Fraud artists attempt to capture personal information in multiple ways. One of the most popular forms of identity theft is vishing. Vishing Identity Theft occurs when someone steals your...

Victim of Identity Theft?

Identity theft occurs when someone steals your information for their own personal gain. There are a variety of fraudulent situations that occur including: new tradelines, social security theft and credit card theft-just to name a few. Clearing up any identity theft...

Personal Security Tips

The holidays may be over; however, online purchases continue to rise. 2020 taught the world that not only is shopping online safer, but also convenient. Even though this way of shopping is easier for most, there are some risk factors that consumers should be cautious...

Common Fraud Words

Vishing

When a scammer is calling you directly, pretending to be someone they are not and asking for your information.

Phishing

When a scammer is sending you emails to try and collect your information. These include links or downloads that may install viruses to hack your devices or accounts. 

Smishing

When a scammer is texting you as someone they are not to trick you into replying with you information or clicking a false link to enter your information.

Spear Phishing

A scammer with a direct target. They may already have some of your information and use this to try and trick you into thinking the call is credible. 

Malware

A software that may be attached to link or downloadable file. This software is designed to cause damage to your devices.

Virus

A code that may be attached to a link or downloadable file that will change the way you computer operates. These can spread from one device to the next.

Did you know…

There were 3.2 million fraud reports filed in 2019.

-Source: Federal Trade Commission