Identity theft occurs when someone steals your information for their own personal gain. There are a variety of fraudulent situations that occur including: new tradelines, social security theft and credit card theft-just to name a few. Clearing up any identity theft situation can be frustrating and sometimes costly. If you do become a victim, here are some tips that may help your situation:
Alert NET Credit Union
Financial institutions can freeze any account, debit or credit card if you suspect any fraudulent activity. It is also wise to change all passwords to your financial accounts as an extra step of precaution. Use unique characters, so it is more difficult for fraud artists to retrieve your information.
Report Your Fraud
Contact the Federal Trade Commission to report identity theft. The FTC will guide you on the proper steps to take. Keep this report in a safe location because your financial institution may request it to confirm you are not responsible. In addition, contact your local law enforcement if you need to file criminal charges.
Protect Your Credit Report
Your credit score is one of the most important numbers in your life. If you do suspect you are a victim of identity theft, immediately put a freeze on all three bureaus: TransUnion, Equifax and Experian.
Review Your Credit Report
Reviewing your credit report every six months for accuracy could prevent an identity theft situation from occurring. Our Credit Score Program could also help prevent identity theft. Our Loan Officers can not only provide educational tips on how to improve your credit score, but they also may be able to detect if identity if is on your report.
Recuperating from identity theft can be a long and frustrating process. If you suspect any fraudulent activity on your NET Credit Union account, debit or credit card, contact our Member Service Center immediately:
- Call 570-961-5300 during normal business hours
- Email email@example.com.
- Message via Digital Banking