Credit Score Analysis - NET Credit Union
(570) 961-5300

Need to raise your credit score?

So much much we may be able to save you with a free Credit Score Analysis!

The higher the credit score, the more money you’ll save!

 

Need help raising your credit score? Interested in refinancing or consolidating your debt? We may be able to help raise your credit score, lower your monthly payments & eliminate high-interest credit card debt! Apply for a free credit score analysis to get started.

Need to increase your score?

Did you know it takes about 90 days to increase a credit score?

Becoming a homeowner?

Thinking of buying a house? You’ll need at least a 630 credit score to be approved with NET. 

Have credit card debt?

You can lose a total of 15 points for opening a retail card the next time you’re shopping.

Free Credit Score Analysis

Fill out this Free Credit Score Analysis form to see if we may be able to help.

Credit Score Analysis

Please don't submit secure information.

  • MM slash DD slash YYYY
  • By providing your Annual Gross Income, it allows NET to determine future possible loan amounts.
  • Example: 2019 Ford Escape
  • Your VIN is located on your car insurance card and the sticker in the front window of your vehicle. Please have this number ready when the loan officer contacts you.
  • By clicking submit, you authorize us to obtain reports from third parties, including consumer reporting agencies. 

We are changing people’s lives.

paying bills online in NET's Digital Banking

We may be able to help you save money!

Whether you are trying to consolidate credit card debt, looking to refinance your auto loan or trying to save up for a family vacation, our team dives deep to see how we can help raise your credit score, lower your monthly payments & eliminate high-interest credit card debt.

You don’t need a bank.

“Alisa was very knowledgeable and offered me things that I didn’t even think about. She made the loan process uncomplicated and easily understandable!”

“I had 20% interest loan and now paying 6.74%. I saved 12 months of payments at $318 per month.​”

“You helped me consolidate my debt. Saved me hundreds every month!”

Learn More about  NET Loans

Woman using tap and pay feature to pay with NET Credit Card
Credit Cards

NET’s credit cards have so many benefits and options. We want to ensure we meet the different needs of all of our members.

new kitchen Home Equity Loans
HELOC Loans

Have a large home improvement project or big expense coming up? NET’s Home Equity Loans may close in just 5 days!**

New Backyard patio HELOC Loans
Auto Loans

Whether you’re purchasing your first car or an SUV for your family, NET offers competitive rates and flexible terms! 

Reach Us

Our headquarters are here in Scranton; but with our ATM network, digital banking and mobile app – we’re conveniently where you need us.

119 Mulberry Street
Scranton, PA 18503

570.961.5300

info@netcreditunion.com

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**Five (5) day timeframe begins the day we receive your completed application.   Closing delays may occur if:   Documents required for closing are not completed within timeframes established by the Credit Union, the property value cannot be readily determined,  events beyond the control of the Credit Union or the loan cannot be closed electronically.