Home Equity Line of Credit (HELOC)
Finance your home improvement project or big
expenses by tapping into the equity of your home.
Home Equity Line of Credit.
Finance your home improvement project or big expenses by tapping into the equity of your home.

Close in 5 Days!*

No Appraisal Fee**

No Closing Cost

No Application Fee

No Pre- Payment Penalties
Using A Home Equity Line of Credit
- Home improvement projects
- Consolidating debt
- Major purchases
- Tuition and education costs
- Vacation
- Medical expenses
- Wedding expenses
- Vehicle purchases
- Much more!
Turn your home improvement visions into reality.
2.99% APR* through 2022!

Turn your home improvement visions into reality.
2.99% APR* through 2022!
Types of Home Equity Lines of Credit
Variable Rate
Benefits
- 2022 Special is 2.99% APR* for the remainder 2022
- Variable draw period up to 7 years
- No minimum draw
Fixed Rates
Benefits
- 5 year, with a 3 year draw
- 10, 15, 20 year term with a 7 year draw
- No minimum draw
Benefits of NET’s HELOC
- Close in just 5 days!*
- Competitively low, variable or fixed interest rates.
- Borrow up to 80% of your home’s appraised value.
- Ideal for managing ongoing expenses, such as home improvement projects, tuition costs, debt consolidation, medical bills and life events including wedding expenses, vacations and much more.
- Flexibility of revolving line of credit enables you to use only the money you need, when you need it.
- Flexible terms.
- No prepayment penalties.
- No closing costs and no appraisal fee**.
- Take advance from Digital Banking
- Interest paid may be tax deductible depending on the use of the funds. (Consult your tax advisor.)
- Receive checks to withdraw funds. – Request Checks
Just imagine the possibilities. Apply online at the link above or stop into any of our branch locations.
Tell us your goals, and we’ll offer the best solution.
Speak to a NET loan representative today by calling 570-961-5300.
Looking for other loans?
Refinance Mortgages
Auto Loans
HELOC Checks
You must have an active HELOC Loan to recieve checks. Still need to apply? Click here.
Home Equity Line of Credit Checks
Reach Us
Scranton, PA 18503
info@netcreditunion.com
Please don’t send secure information
Questions about our Home Equity Line of Credit?
*Five (5) day timeframe begins the day we receive your completed application. Closing delays may occur if: Documents required for closing are not completed within timeframes established by the Credit Union, the property value cannot be readily determined, events beyond the control of the Credit Union or the loan cannot be closed electronically.
**Member may be charged an appraisal fee. Terms and conditions apply. Speak to the Loan Department for details.