Banking With Benefits | NET Credit Union
(570) 961-5300

Banking with Benefits

Cash Back Rewards*

No Annual Fee on Credit Cards

Early Direct Deposit**

No Pre Payment Penalties Icon

Home Equity Loans Close in 5 Days***

Bilingual Services

Large ATM Network + Refunded Fees*

At NET Credit Union, we continue to create products and services that fit the needs of all our members. With a variety of products and services,  we are confident that we are able to benefit all of your financial needs!

A NET account gives you the freedom to manage and access your money through checks, a debit card or Digital Banking. It’s built for your convenience and with your busy lifestyle in mind! Access your accounts anytime, anywhere conveniently with NET Credit Union’s Digital Banking. If you’re connected to the Internet, you can connect to NET Credit Union from your computer, tablet, mobile device, or even a compatible smart watch.

Back view of quad bike zipping along a country road.

Some Benefits

Checking Accounts

We’ve designed multiple checking accounts to fit your banking needs. 

Share Draft is a basic checking account.

Digital Checking and Checking Plus each have different benefits*.

 

  • Higher Rates
  • 1% Cash Back on eligible debit card purchases
  • Round-Up Feature on debit cards to build savings. 
  • & So Much More!

Credit Cards

We offer several different credit card options to make sure there is one just for you!

 

  • No Annual Fees
  • Low Rates
  • Contactless Payment options
  • Works with Google Pay, Apple Pay, & Samsung Pay
  • Earn 1% Cash Back**** on every purchase with NET’s Cash Back Rewards Visa Credit Card.

Pay Day 2 Days Early**

NET’s Direct Deposit

With NET’s Direct Deposit, you can have your paycheck up to 2 days early!**

To enroll in our Direct Deposit, provide your NET Credit Union account number and
Routing Number (231385978) to your employer.

Home Equity Loans Close Fast!

If you provide your documents to us when requested, we may be able to close in 5 days!*** You’ll also have the opportunity to submit pictures of your home instead of waiting on an appraiser.

  • No Application Fee
  • No Pre-Payment Penalties

Bilingual Services

We offer bilingual services in order to serve our members better.

  • Call 570.961.5300 for Translation Services
  • English & Spanish Text Available In Digital Banking
  • English & Spanish In Branch Services Available

Digital Banking

Manage all of your finances right from your computer or smartphone!

  • Remote Deposit
  • Online Bill Pay
  • Transfer Funds
  • Budget & Savings tools
  • Link internal & External Accounts

As you can see with all of the great membership benefits, our focus isn’t profit; it’s you!

Join NET Credit Union and let us share these benefits of our credit union membership with you and your family.

Benefit Blog

So Many Ways to Pay

Banking with Benefits: So Many Ways to Pay NET Credit Union continues to create products and services that fit the needs of all of our members. With a variety of products and services, we are confident that we are able to benefit all of your financial needs! At NET...

Credit Score Analysis

Banking with Benefits: Credit Score Analysis NET Credit Union continues to create products and services that fit the needs of all of our members. With a variety of products and services, we are confident that we are able to benefit all of your financial needs! Whether...

Digital Banking

Banking with Benefits: Digital Banking NET Credit Union continues to create products and services that fit the needs of all of our members. With a variety of products and services, we are confident that we are able to benefit all of your financial needs! You can...

Banking with Benefits: Checking Accounts

Banking with Benefits: Checking Accounts NET Credit Union continues to create products and services that fit the needs of all of our members. With a variety of products and services, we are confident that we are able to benefit all of your financial needs! At NET...

Cash Back Rewards*

Banking with Benefits: Cash Back Rewards* NET Credit Union continues to create products and services that fit the needs of all of our members. With a variety of products and services, we are confident that we are able to benefit all of your financial needs! You can...

Early Direct Deposit*

Banking with Benefits: Early Direct Deposit* NET Credit Union continues to create products and services that fit the needs of all of our members. With a variety of products and services, we are confident that we are able to benefit all of your financial needs! Why...

Large ATM Network + Refunded Fees

Banking with Benefits: Large ATM Network + Refunded Fees* NET Credit Union continues to create products and services that fit the needs of all of our members. With a variety of products and services, we are confident that we are able to benefit all of your financial...

Bilingual Services

Banking with Benefits: Bilingual Services At NET Credit Union, we continue to create products and services that fit the needs of all our members. With a variety of products and services, we are confident that we are able to benefit all of your financial needs! NET...

Home Equity Loans Close in Just 5 Days!

Banking with Benefits: Home Equity Loans Close in Just 5 Days!* NET Credit Union continues to create products and services that fit the needs of all of our members. With a variety of products and services, we are confident that...

No Annual Fee on Credit Cards

Banking with Benefits: No Annual Fee on Credit Cards NET Credit Union continues to create products and services that fit the needs of all of our members. With a variety of products and services, we are confident that we are able to benefit all of your financial needs!...

Bank From Anywhere

with NET’s Digital Banking

Direct Deposits

Money could arrive in your account up to 2 Days Early** so you can enjoy spending your hard earned money when you’re ready.

Remote Deposit

Don’t waste your time stopping in the bank, drive-thru or ATM to deposit a check. Simply take a picture of your check to deposit it into your account via NET Credit Union Digital Banking mobile app.

Online Bill Pay

You could make bill payments and Loan payments online with NET’s Digital Banking. You could even set them up for automatic withdrawl so you never miss a payment!

Transfer Funds

NET’s Digital Banking makes it easy to transfer funds between all of your accounts. You could even link up with your bank accounts from other financial instutions for hassle free transfers.

Budgeting

Categorize your spending in Digital Banking so you can be more efficient with making decisions about how, when and where to spend your money. The better you understand your spending, the easier it will be to save.

Account Information

Update your Personal Information in Digital Banking. Don’t waste time sitting on the phone – or stopping by, simply do it digitally when it’s convenient for you.

Digital Banking makes it so you dont have to enter a branch. You can manage your finances from wherever you are!

See More Digital Banking Features!

Raise Your Score

Credit Scores are very important to your personal finances.  Whether you’re borrowing for private student loans, a new auto loan, or a mortgage, NET can help make sure you’re getting the best rates possible by booting your credit score. The best part is that this can all be done digitally!

Online Loan Applications

Research and apply when it’s convenient for you – even if it’s in the middle of the night when you’re cozy in your pajamas. We’ll get back to you with an approval or denial – and may even be able to drop the funds right in your account.

Auto Loans

Purchase your new car without ever leaving your home! With the application and approval process being online, you have more time for you. You could even upload your insurance documents right through our website.

Home Equities close quicker!

If you provide your documents to us
when requested, we may be able to
close in 5 days! *** You’ll also have the opportunity to submit pictures of your home instead of waiting on an appraiser.

Mortgages

You could buy your dream home without having to go to the bank. Applying for your Mortgage online leaves you more time to find your new home. Once you’re settled in, log in to check
your account right on our website!

So Many Ways to Pay

When you have a checking account with NET, you have access to several different payment options!

Reach Us

Our headquarters are here in Scranton; but with our ATM network, digital banking and mobile app – we’re conveniently where you need us.
119 Mulberry Street Scranton, PA 18503
570.961.5300

info@netcreditunion.com

Please don’t send secure information

Questions about our Products and Services?

*Benefits & Rewards are only earned if qualifications are met on a monthly basis. If monthly qualification have been met, payments will be received at the end of each month.

**Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Subject to change at any time.

***Five day timeframe begins the day we receive your completed application.   Closing delays may occur if:   Documents required for closing are not completed within timeframes established by the Credit Union, the property value cannot be readily determined,  events beyond the control of the Credit Union or the loan cannot be closed electronically.

****NET Credit Union’s Visa® Cash Back Rewards Card provides 1% cash back in eligible purchases with a maximum reward of $600 per calendar year. Redeemable cash rewards are available for redemption at any time in any amount. Redeemed cash rewards are deposited into your primary share account. Cash rewards not redeemed expire after 4 years. The features of this program are subject to change at any time.