Home Equity Loans - Affordable Financing at NET Credit Union
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Home Equity Loans

If you have a large home improvement project or big expense on the horizon, you can tap into the equity of your home with a home equity loan from NET Credit Union. Since a home equity loan uses your home as collateral, the interest rate is generally lower than other types of loans, saving you money. Plus, the interest may be tax deductible; consult with your tax advisor for more information. Best of all, applying is quick and easy. Just click below.

View Home Equity Loan RatesApply for a Home Equity Loan

No Application Fee

No Appraisal Fee

No Pre-Payment Penalties

Low Fixed Rate

Fixed Monthly Payments

Use a NET Home Equity Loan for:

  • Home improvement projects
  • Consolidating debt
  • Major purchases
  • Tuition and education costs
  • Vacation
  • Medical expenses
  • Wedding expenses
  • Vehicle purchases
  • Much more!

Benefits of a NET Fixed-rate Home Equity Loan:

  • Use the value of your home to secure a lump sum of money
  • Competitively low, fixed-interest rates
  • Flexible terms up to 180 months
  • Borrow up to 90% of your home’s value minus the balance of your mortgage. Non owner occupied properties also eligible (restrictions do apply)
  • Fixed, monthly payments
  • Interest may be tax deductible; consult with your tax advisor
  • No application or appraisal fee
  • No prepayment penalties
  • Minimum loan amount $5,000
  • Maximum loan amount $250,000
  • Home equity lines of credit (HELOCs) are also available

When you know the amount you need to borrow, and prefer a low, fixed-rate and set monthly payment, home equity can be a cost effective way to finance those larger expenses. Make the most of your home’s equity with a NET home equity loan today. You can apply right online at the link above or apply in person at any branch location.

Have questions? Speak to a NET Credit Union loan representative at 570-961-1100

Have confidence when you start looking for your home

$100 giftcard

Bring in your best loan offer & we will Match or Beat Your Rate!*

*Click for more details.

All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications.